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OpenSky does not pull your credit — there is no credit check. You can get approved for our OpenSky Secured Visa® Credit Card whether you have poor credit or no. Use our pre-qualification tool below to review your offers. It takes just a few minutes to check and it won't affect your credit score. Get pre-qualified. Building credit can take time, and you may not want a secured card if you don't have enough cash to cover the security deposit. Fortunately, you might qualify.
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